Coming to New Zealand workplaces

Make today payday.

Beze gives your team the pay they have already earned, before payday.

Two workers in hi-vis gear looking at a phone together on site
Access earned wages
Free for employers
By Kiwi, for Kiwi

Life happens between paydays

The vet bill, the washing machine that gives up, the school trip due on Thursday. Life's unplanned moments rarely line up with payday. Beze gives you the peace of mind, and the flexibility, to use your money, when you need it.

A man at a vet clinic smiles at his phone while his dog, wearing a recovery cone, sits on the exam table beside him

An urgent trip to the vet

Your dog needs the vet today, not next fortnight. Use Beze to take care of your pet.

A couple in their laundry, one leaning over an open top-loader washing machine while the other makes a phone call

The broken appliance

When the washing machine calls it quits, replace it without reaching for high-interest credit.

A mother and her daughter pack a lunchbox into a pink school backpack at the kitchen bench

The school cost

Uniforms, trips, the unexpected note in the school bag. Cover it the moment it lands.

Beze is a free service for employers.

Beze funds 100% of every advance.

The employee.

Beze is about giving you control of your money, on your time. Beze is about you.

12%

better staff retention among workers who get their pay before payday.

Murillo, Vallée and Yu, Harvard Business School, 2022

70%

of New Zealanders worry about money daily, weekly or monthly.

Financial Services Council, Financial Resilience Index, 2024

41%

of employees say they are worried about their finances from pay to pay.

Retirement Commission, Financial Sentiment Tracker, 2025

How it works

Three steps, and none of them land on your payroll team.

Beze connects to your payroll

Beze reads each pay run and works out what your team has already earned. There is nothing for payroll to maintain and Beze does not edit or run your pays.

Your team can access their pay before payday

They choose an amount in the app and see the flat fee before they confirm. No interest, and the amount is bounded so it cannot swallow a payslip.

It comes off the next payslip

Beze reconciles through your normal payroll run on payday. Beze funds the advance, so you are not out of pocket and there is nothing to collect.

What it costs

Free for employers

No fee, no funding and no change to how you run payroll. Beze funds every advance, and reconciles it through your normal pay run.

Transparent fees for employees

One flat fee per advance, shown upfront before it is confirmed. No interest and no late fees. Fees are capped, and your team only pays when Beze is used.

Want Beze at your workplace?

We are onboarding New Zealand employers now. Get in touch and we will arrange a time to talk.