The moments that matter shouldn't have to wait for payday. Beze gives New Zealanders a simple way to reach the wages they've already earned, when life calls.
Employees earn wages every hour they work, but most cannot access that money until a fixed payday, often weeks away. When an unexpected cost hits, the only options are payday loans, buy-now-pay-later, overdrafts or borrowing from family. Every one of these creates debt, damages credit scores and adds stress that follows people to work.
Beze integrates directly with payroll so employees can access a portion of wages they have already earned, before payday. It is not credit. There is no interest and no debt. A single transparent fee is shown upfront, and everything reconciles automatically within the same pay cycle. Employers offer a genuine financial wellbeing benefit with zero lending risk.
You earned it. Beze simply helps you access it sooner. No lending, no credit checks, no debt. Every access reconciles on your next payday.
We handle everything. Zero risk, zero cost to the business. Employers offer a genuine wellbeing benefit without taking on lending exposure or changing payroll processes.
What you see is what you get. Every fee is shown before you confirm, and every reconciliation is visible in the app. No hidden lending, no compounding, no fine print.
A simple process that sits on top of existing payroll.
A quick setup that syncs automatically with the workplace payroll system. No ongoing admin required.
As employees work, their earned wages are calculated and available in the Beze app.
Choose an amount, see the fee upfront, and receive funds in your bank account within minutes.
The advance is deducted from the next pay. No rollovers, no manual effort, no debt.
Beze is a registered Financial Service Provider in New Zealand.
We are committed to transparency with regulators, employers and employees. Our model is designed to meet the highest standards of compliance and consumer protection, and we engage proactively with regulatory bodies to ensure our approach remains sound as the landscape evolves.
If something feels off, we want to know. See our Feedback & complaints page for how to raise concerns, including independent dispute resolution.