Attract and retain talent
Financial wellbeing is one of the most in-demand workplace benefits. Offer earned wage access to stand out as an employer of choice and reduce costly turnover.
Zero cost. Zero risk. Zero lending.
Give your team financial flexibility.
Give your team financial flexibility.
At zero cost.
Offer pay on-demand as a workplace benefit. Beze integrates with your payroll so employees can access wages they have already earned, with no impact on your cash flow or balance sheet.
Why employers choose Beze
No balance sheet impact
Beze funds all wage advances directly. Your cash flow stays untouched, your balance sheet stays clean, there is nothing for you to fund.
Simple setup
Connect your payroll system, configure your pay cycle and you are done. No complex onboarding, no IT projects, no change management.
Auto-reconciliation
Deductions reconcile automatically each pay cycle. A single file is provided for your payroll run, no manual calculations, no rollovers.
Employee privacy
You see the per-cycle access totals you need to reconcile payroll, and nothing more. Your team's bank, spending, and the reasons behind any access stay private.
No licensing needed
Beze handles all regulatory and compliance requirements. We are a registered FSP, there is nothing for you to manage.
What you get in the employer dashboard
Payroll connection
Integrate with iPayroll in just a few steps. Beze syncs employee earnings automatically so there is nothing for your team to maintain. More payroll integrations are coming soon.
Team management
See who has enrolled, monitor participation rates, and check the per-cycle access totals you need to reconcile payroll. Your team's spending and individual advance details stay private to them.
Automatic reconciliation
Deductions are calculated and ready for each payroll run. No manual adjustments, no spreadsheet wrangling, no extra work for your payroll team.
Reporting and insights
Access aggregate usage data and participation trends. Understand how the benefit is being used across your organisation without compromising individual employee privacy.
Up and running in a few simple steps
Sign up and verify your business
Quick business verification so we can confirm your entity and payroll details.
Connect your payroll system
Integrate with iPayroll in a few clicks. More payroll integrations are coming soon.
Configure your pay cycle
Tell us your pay frequency and dates so Beze can calculate earned wages accurately.
Invite your team
Employees sign up independently through the Beze app. No admin work on your side.
Automatic reconciliation
Deductions appear in your next payroll run. Single pay-cycle reconciliation, no manual effort.
Governance, risk, and data protection
Data boundaries
Beze accesses payroll earnings data and your nominated deposit account for advances. No transaction data, no spending data. We collect only what is necessary to calculate earned wages and pay you.
Encryption
All data encrypted at rest and in transit. Bank-grade infrastructure ensures your payroll data and employee information remain secure at all times.
Compliance
Registered Financial Service Provider in New Zealand.
Audit trail
Complete audit logging for all transactions and system access. Every action is recorded, time-stamped and available for review.
Common questions from employers
No. Zero cost to the employer. Beze charges a small flat fee to the employee,
capped monthly. There is nothing for you to pay, fund or subsidise.
No. Beze provides the funds. No impact on your cash flow or balance sheet.
Advances are settled through standard payroll deductions at the end of the pay cycle.
Currently iPayroll, with more integrations coming soon. If you use a different
payroll system, get in touch and we will let you know our roadmap.
No. Beze calculates available earnings in real time with tax buffers and
wage protections built in. Employees can only access a portion of
wages they have already earned.
No. Individual advance data is private to the employee. You only see aggregate
reconciliation amounts in your payroll run.
Deductions are automatically calculated and provided for your payroll run.
Single pay-cycle reconciliation, no rollovers. Everything settles cleanly
within the same cycle.
Ready to get started?
Set up Beze for your team in a few simple steps.