One platform, two experiences
Beze gives employees real-time access to earned wages and gives employers a zero-touch integration.
The employee experience
Access wages you have already earned, when you need them. No credit checks, no debt, no waiting for payday.
See what you've earned
Get a real-time view of the wages you have earned so far this pay cycle, updated directly from your employer's payroll system. Always know exactly how much is available before you request anything.
Request an advance
Choose an amount, see the fee upfront, and receive funds in your bank account within minutes. No hidden charges, no surprises, no paperwork.
Track your transactions
See a full history of your advances, fees, and payroll reconciliations in one place. Total transparency on every transaction so you always know where you stand.
Budgeting tools
Spending insights and financial wellness features to help you plan ahead, build better money habits, and make the most of every dollar between paydays.
The employer experience
Offer pay on-demand as a workplace benefit. Zero cost, zero lending risk, and minimal admin overhead.
Connect payroll in minutes
Integrate with iPayroll in just a few steps. Additional payroll integrations are coming soon. Beze syncs employee earnings automatically so there is nothing for your team to maintain.
Manage your team
See who has enrolled, monitor participation rates, and check the per-cycle access totals you need to reconcile payroll. Your team's spending and individual advance details stay private to them.
Automatic reconciliation
Deductions are calculated and ready for each payroll run. No manual adjustments, no spreadsheet wrangling, no extra work for your payroll team.
How Beze compares
Beze is pay on-demand, not a loan. Here is how it stacks up against other services.
| Feature | Beze | Payday Loans | BNPL | Overdraft |
|---|---|---|---|---|
| Interest charged | No | Yes | No | Yes |
| Credit check required | No | Often | Yes | Usually |
| Creates debt | No | Yes | Yes | Yes |
| Employer cost | None | N/A | N/A | N/A |
| Payroll integrated | Yes | No | No | No |
| No rollover risk | Yes | No | No | No |
Works alongside your existing payroll
Beze sits on top of your payroll system. Here is how the end-to-end process works.
Employee earnings sync from payroll
Earnings data is automatically pulled from your connected payroll system in real time.
Beze calculates available balance
The available amount is determined after accounting for a tax buffer and wage reserve, protecting both employer and employee.
Employee requests an advance
The employee chooses how much to withdraw from their available balance, with the fee shown upfront before confirming.
Funds transferred to employee's bank account
The requested amount is sent directly to the employee's bank account, typically within minutes.
Deduction reconciled in next payroll run
At the end of the pay cycle, the advance is automatically deducted. Beze provides the reconciliation data so everything closes cleanly at payday.